This one secret will blow your mind, and give you the wisdom you need to achieve financial freedom and not blow your money! It’s super simple to follow but extremely effective!
I hope you’re not expecting to read a magic formula that will make you rich overnight! This is certainly not what I’m going for here.
First, because I’m not a millionaire so I can’t teach you how to be one. Second, because I’m not talking about the kind of financial freedom that you measure by how much money you own.
I’m talking about the kind of financial freedom that is measured by the amount of money you don’t owe (debt you don’t have), and how well you live with the money you make!
I’m talking about the kind of financial freedom measured by how you treat your money. How you behave with your money can be a game changer!
Believe me, I’ve been there.
My husband and I treated money so badly that we built a giant snowball of debt. But then, we realized how wrong it all was, and we decided to learn from the best.
We took Dave Ramsey’s Financial Peace University, and now we’re treating money so well that we have just completely paid off our credit card debt of far over 50k dollars! We have achieved financial freedom and now we’re on our way to saving money and building wealth.
The one secret you need to know to achieve financial freedom!
Do you know when you buy a piece of furniture that needs to be assembled?
When my husband and I get a new piece of furniture, we can’t wait to put it all together and finally be able to look at the finished piece in our home and just admire what we’ve accomplished.
Sometimes we’re so excited, that we skip the most important step of all, especially him: reading the assembling instructions.
So we go and get started.
We do whatever we think is right.
When we’re almost done, we realize that we made a HUGE mistake, to say the least! And now the only way to get it assembled is to undo everything and start over. This means we’ll spend double the time we would if we had read the instructions in the first place.
Now, we have to waste time disassembling everything, so we can start over! This time, reading the instructions and putting each piece in the correct position, with the right tools and parts.
Most of the time, when you skip steps and try to take a shortcut, it ends up taking more time than it normally would. If you had taken the time to read the instructions, you’d get it right the first time around and wouldn’t have to go back and start over!
What I want to say with all this is: for most things in life slow is fast and fast is slow!
This is a quote that our pastor said one time during a speech and it stuck with me. All I could remember was our financial journey! Let me give you some backstory.
Let’s make sense of what this quote means in our financial life…
How we managed to really slow things down thinking we were taking a shortcut and doing it fast!
My husband and I got married in October 2013. In November 2013 we got pregnant! As if that wasn’t enough change, we bought a house!!!
A brand new house. Yet to be built. In one of the best neighborhoods of the city.
Really? Who does all that at the same time? Certainly not people with an average income.
Oh, and I can’t forget the part where soon later we got a new car! Can you believe it? I’m having a hard time writing this.
I can’t believe we did all this without even sitting down and checking our budget, which by the way, we didn’t bother to have one at the time. If you don’t have a budget, you need to start one! I will give you 5 reasons why you need one now!!!
So… In our heads, we were conquering the world! Accomplishing things most people take a lifetime to accomplish. In our heads, we were doing it so fast!
But the thing is, friend… We got into a lot of debt, a lot of debt!
We were paying our monthly bills on credit cards that we couldn’t afford to pay back!
My husband sold a house he owned in Brazil, I sold an apartment I co-owned with two of my siblings, and if you ask us where that money went, we don’t even know what to tell you!
We just know it went down the drain!
Slow is fast and fast is slow
The path we were taking, thinking we were being fast, cost us two real estate properties we co-owned, and a whole year of paying back credit card debt!
We’ve been married for 4 years, and only now we have finished paying off all of our credit card debt. We have no properties anymore.
But we learned our lesson! Now we are starting again from the ground up.
If we had just taken the time to read the instructions… Meaning, if we had taken the time to take a financial course, or to listen to friend’s and family’s advice.
If we had taken the time to read the Bible and understand what it says about money. If we had prayed and taken the time to hear from God before acting upon anything… Maybe today we’d be a lot further on our journey than we are now!
So think about this!For most things in life, there are no easy paths. There's hard work, faith, prayer, and wisdom!Click To Tweet
For most things in life, there’re no shortcuts!
Listen to other people’s advice, ask God for wisdom, and take one step at a time.
Always remember the secret to achieving financial freedom: Slow is fast and fast is slow!
Take one step at a time.